Call reports 2022
SSB COMMUNITY BANK — 2022
What SSB COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 175,238,000 | 186,404,000 | 194,127,000 | 204,152,000 |
| Total loans | 147,367,000 | 157,929,000 | 164,920,000 | 172,529,000 |
| Allowance for loan losses | 1,230,000 | 1,275,000 | 1,320,000 | 1,365,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,873,000 | 166,551,000 | 178,645,000 | 177,668,000 |
| Interest-bearing deposits | 146,555,000 | 152,051,000 | 162,880,000 | 163,544,000 |
| Noninterest-bearing deposits | 12,318,000 | 14,500,000 | 15,765,000 | 14,124,000 |
| Equity capital | 12,992,000 | 14,073,000 | 14,804,000 | 15,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,854,000 | 6,024,000 | 8,515,000 |
| Interest expense | 191,000 | 372,000 | 650,000 | 1,064,000 |
| Net interest income | 1,632,000 | 3,482,000 | 5,374,000 | 7,451,000 |
| Noninterest income | 164,000 | 363,000 | 571,000 | 747,000 |
| Noninterest expense | 1,152,000 | 2,399,000 | 3,676,000 | 4,991,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 599,000 | 1,356,000 | 2,134,000 | 3,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 599,000 | 1,356,000 | 2,134,000 | 3,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,992,000 | 14,073,000 | 14,804,000 | 15,095,000 |
| Total capital | 14,222,000 | 15,348,000 | 16,124,000 | 16,460,000 |
| Risk-weighted assets | 134,303,000 | 145,943,000 | 147,648,000 | 151,900,000 |