Call reports 2021
SSB COMMUNITY BANK — 2021
What SSB COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 144,726,000 | 142,946,000 | 156,288,000 | 164,654,000 |
| Total loans | 110,189,000 | 118,369,000 | 131,770,000 | 139,020,000 |
| Allowance for loan losses | 1,070,000 | 1,100,000 | 1,140,000 | 1,185,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,358,000 | 131,294,000 | 143,346,000 | 151,873,000 |
| Interest-bearing deposits | 124,009,000 | 121,237,000 | 132,543,000 | 140,123,000 |
| Noninterest-bearing deposits | 9,349,000 | 10,057,000 | 10,803,000 | 11,750,000 |
| Equity capital | 10,778,000 | 11,113,000 | 11,927,000 | 12,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,095,000 | 4,770,000 | 6,552,000 |
| Interest expense | 291,000 | 549,000 | 784,000 | 988,000 |
| Net interest income | 1,214,000 | 2,546,000 | 3,986,000 | 5,564,000 |
| Noninterest income | 227,000 | 458,000 | 664,000 | 865,000 |
| Noninterest expense | 978,000 | 2,002,000 | 3,053,000 | 4,247,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 145,000 |
| Pretax income | 433,000 | 942,000 | 1,497,000 | 2,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 433,000 | 942,000 | 1,497,000 | 2,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,778,000 | 11,113,000 | 11,927,000 | 12,106,000 |
| Total capital | 11,848,000 | 12,213,000 | 13,067,000 | 13,291,000 |
| Risk-weighted assets | 106,556,000 | 111,098,000 | 120,248,000 | 126,706,000 |