Call reports 2020
SSB COMMUNITY BANK — 2020
What SSB COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 109,786,000 | 116,757,000 | 132,773,000 | 130,675,000 |
| Total loans | 92,514,000 | 92,670,000 | 96,895,000 | 103,727,000 |
| Allowance for loan losses | 965,000 | 980,000 | 1,010,000 | 1,040,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,849,000 | 106,575,000 | 122,245,000 | 120,693,000 |
| Interest-bearing deposits | 90,125,000 | 99,830,000 | 113,940,000 | 111,559,000 |
| Noninterest-bearing deposits | 4,724,000 | 6,745,000 | 8,305,000 | 9,134,000 |
| Equity capital | 8,588,000 | 9,251,000 | 9,808,000 | 9,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,782,000 | 4,193,000 | 5,636,000 |
| Interest expense | 387,000 | 712,000 | 1,023,000 | 1,329,000 |
| Net interest income | 973,000 | 2,070,000 | 3,170,000 | 4,307,000 |
| Noninterest income | 151,000 | 428,000 | 633,000 | 895,000 |
| Noninterest expense | 751,000 | 1,547,000 | 2,381,000 | 3,418,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 358,000 | 921,000 | 1,362,000 | 1,694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 358,000 | 921,000 | 1,362,000 | 1,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,588,000 | 9,251,000 | 9,808,000 | 9,855,000 |
| Total capital | 9,553,000 | 10,231,000 | 10,818,000 | 10,895,000 |
| Risk-weighted assets | 87,216,000 | 90,384,000 | 95,268,000 | 100,494,000 |