Call reports 2019
SSB COMMUNITY BANK — 2019
What SSB COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,790,000 | 100,588,000 | 103,516,000 | 105,499,000 |
| Total loans | 81,189,000 | 83,776,000 | 87,770,000 | 87,974,000 |
| Allowance for loan losses | 948,000 | 950,000 | 950,000 | 950,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,330,000 | 84,950,000 | 93,380,000 | 97,251,000 |
| Interest-bearing deposits | 71,976,000 | 80,731,000 | 88,255,000 | 93,198,000 |
| Noninterest-bearing deposits | 3,354,000 | 4,219,000 | 5,125,000 | 4,053,000 |
| Equity capital | 7,337,000 | 7,511,000 | 8,012,000 | 8,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,372,000 | 3,744,000 | 5,077,000 |
| Interest expense | 335,000 | 706,000 | 1,108,000 | 1,513,000 |
| Net interest income | 820,000 | 1,666,000 | 2,636,000 | 3,564,000 |
| Noninterest income | 71,000 | 159,000 | 329,000 | 483,000 |
| Noninterest expense | 620,000 | 1,236,000 | 1,954,000 | 2,725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 589,000 | 1,011,000 | 1,322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 589,000 | 1,011,000 | 1,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,337,000 | 7,511,000 | 8,012,000 | 8,148,000 |
| Total capital | 8,249,000 | 8,461,000 | 8,962,000 | 9,098,000 |
| Risk-weighted assets | 73,000,000 | 76,694,000 | 80,186,000 | 82,483,000 |