Call reports 2018
SSB COMMUNITY BANK — 2018
What SSB COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,483,000 | 86,800,000 | 90,012,000 | 90,963,000 |
| Total loans | 73,158,000 | 75,006,000 | 77,830,000 | 78,930,000 |
| Allowance for loan losses | 816,000 | 861,000 | 905,000 | 950,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,359,000 | 72,569,000 | 72,720,000 | 72,661,000 |
| Interest-bearing deposits | 68,039,000 | 68,381,000 | 68,799,000 | 69,626,000 |
| Noninterest-bearing deposits | 3,320,000 | 4,188,000 | 3,921,000 | 3,035,000 |
| Equity capital | 6,993,000 | 7,088,000 | 7,185,000 | 7,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,963,000 | 3,021,000 | 4,092,000 |
| Interest expense | 181,000 | 404,000 | 669,000 | 980,000 |
| Net interest income | 777,000 | 1,559,000 | 2,352,000 | 3,112,000 |
| Noninterest income | 76,000 | 157,000 | 244,000 | 327,000 |
| Noninterest expense | 556,000 | 1,117,000 | 1,710,000 | 2,351,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 252,000 | 509,000 | 751,000 | 908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 509,000 | 751,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,993,000 | 7,088,000 | 7,185,000 | 7,226,000 |
| Total capital | 7,762,000 | 7,918,000 | 8,060,000 | 8,110,000 |
| Risk-weighted assets | 61,506,000 | 66,435,000 | 70,018,000 | 70,669,000 |