Call reports 2017
SSB COMMUNITY BANK — 2017
What SSB COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,827,000 | 79,387,000 | 81,370,000 | 83,858,000 |
| Total loans | 69,742,000 | 70,482,000 | 73,151,000 | 73,946,000 |
| Allowance for loan losses | 579,000 | 639,000 | 709,000 | 769,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,019,000 | 68,411,000 | 69,354,000 | 71,892,000 |
| Interest-bearing deposits | 63,856,000 | 65,190,000 | 66,519,000 | 69,110,000 |
| Noninterest-bearing deposits | 2,163,000 | 3,221,000 | 2,835,000 | 2,782,000 |
| Equity capital | 6,716,000 | 6,833,000 | 6,924,000 | 6,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,693,000 | 2,599,000 | 3,541,000 |
| Interest expense | 128,000 | 271,000 | 420,000 | 585,000 |
| Net interest income | 688,000 | 1,422,000 | 2,179,000 | 2,956,000 |
| Noninterest income | 61,000 | 127,000 | 212,000 | 288,000 |
| Noninterest expense | 486,000 | 974,000 | 1,505,000 | 2,108,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 210,000 |
| Pretax income | 233,000 | 485,000 | 736,000 | 926,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 485,000 | 736,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,716,000 | 6,833,000 | 6,924,000 | 6,899,000 |
| Total capital | 7,295,000 | 7,472,000 | 7,633,000 | 7,668,000 |
| Risk-weighted assets | 54,910,000 | 55,713,000 | 60,767,000 | 62,559,000 |