Call reports 2016
SSB COMMUNITY BANK — 2016
What SSB COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 65,719,000 | 71,564,000 | 72,716,000 | 74,715,000 |
| Total loans | 58,063,000 | 61,456,000 | 64,364,000 | 66,069,000 |
| Allowance for loan losses | 465,000 | 498,000 | 530,000 | 550,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,256,000 | 62,953,000 | 63,040,000 | 64,052,000 |
| Interest-bearing deposits | 56,418,000 | 61,247,000 | 61,209,000 | 62,425,000 |
| Noninterest-bearing deposits | 1,838,000 | 1,706,000 | 1,831,000 | 1,627,000 |
| Equity capital | 6,387,000 | 6,497,000 | 6,599,000 | 6,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,405,000 | 2,155,000 | 2,949,000 |
| Interest expense | 100,000 | 209,000 | 325,000 | 446,000 |
| Net interest income | 568,000 | 1,196,000 | 1,830,000 | 2,503,000 |
| Noninterest income | 53,000 | 127,000 | 217,000 | 292,000 |
| Noninterest expense | 474,000 | 936,000 | 1,428,000 | 1,952,000 |
| Provision for loan losses | 17,000 | 47,000 | 77,000 | 107,000 |
| Pretax income | 130,000 | 340,000 | 542,000 | 736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 340,000 | 542,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,387,000 | 6,497,000 | 6,599,000 | 6,604,000 |
| Total capital | 6,852,000 | 6,995,000 | 7,129,000 | 7,154,000 |
| Risk-weighted assets | 45,389,000 | 48,635,000 | 50,246,000 | 53,459,000 |