Call reports 2015
SSB COMMUNITY BANK — 2015
What SSB COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,010,000 | 61,733,000 | 62,914,000 | 65,760,000 |
| Total loans | 48,666,000 | 50,824,000 | 53,827,000 | 55,145,000 |
| Allowance for loan losses | 442,000 | 443,000 | 444,000 | 447,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,665,000 | 55,347,000 | 56,491,000 | 59,314,000 |
| Interest-bearing deposits | 55,862,000 | 54,248,000 | 55,203,000 | 57,881,000 |
| Noninterest-bearing deposits | 1,803,000 | 1,099,000 | 1,288,000 | 1,433,000 |
| Equity capital | 5,293,000 | 6,283,000 | 6,358,000 | 6,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,206,000 | 1,870,000 | 2,530,000 |
| Interest expense | 86,000 | 179,000 | 278,000 | 376,000 |
| Net interest income | 504,000 | 1,027,000 | 1,592,000 | 2,154,000 |
| Noninterest income | 28,000 | 98,000 | 157,000 | 220,000 |
| Noninterest expense | 488,000 | 982,000 | 1,455,000 | 1,966,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 143,000 | 294,000 | 408,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 143,000 | 294,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,293,000 | 6,283,000 | 6,358,000 | 6,373,000 |
| Total capital | 5,735,000 | 6,726,000 | 6,802,000 | 6,820,000 |
| Risk-weighted assets | 36,205,000 | 38,170,000 | 41,126,000 | 42,481,000 |