Call reports 2014
SSB COMMUNITY BANK — 2014
What SSB COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 50,174,000 | 51,895,000 | 57,217,000 | 56,886,000 |
| Total loans | 42,833,000 | 44,682,000 | 47,031,000 | 48,422,000 |
| Allowance for loan losses | 416,000 | 418,000 | 424,000 | 441,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,822,000 | 46,494,000 | 51,825,000 | 51,481,000 |
| Interest-bearing deposits | 42,641,000 | 45,989,000 | 51,266,000 | 50,730,000 |
| Noninterest-bearing deposits | 181,000 | 505,000 | 559,000 | 751,000 |
| Equity capital | 5,267,000 | 5,312,000 | 5,332,000 | 5,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,078,000 | 1,655,000 | 2,239,000 |
| Interest expense | 57,000 | 121,000 | 195,000 | 283,000 |
| Net interest income | 479,000 | 957,000 | 1,460,000 | 1,956,000 |
| Noninterest income | 44,000 | 90,000 | 134,000 | 180,000 |
| Noninterest expense | 396,000 | 801,000 | 1,248,000 | 1,680,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 127,000 | 246,000 | 341,000 | 436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 246,000 | 341,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,267,000 | 5,312,000 | 5,332,000 | 5,335,000 |
| Total capital | 5,635,000 | 5,711,000 | 5,756,000 | 5,776,000 |
| Risk-weighted assets | 30,733,000 | 33,256,000 | 35,130,000 | 36,586,000 |