Call reports 2013
SSB COMMUNITY BANK — 2013
What SSB COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,929,000 | 41,537,000 | 46,490,000 | 48,520,000 |
| Total loans | 31,266,000 | 36,189,000 | 40,563,000 | 41,991,000 |
| Allowance for loan losses | 395,000 | 400,000 | 408,000 | 416,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,644,000 | 32,263,000 | 37,199,000 | 39,205,000 |
| Interest-bearing deposits | 32,644,000 | 32,263,000 | 36,869,000 | 39,079,000 |
| Noninterest-bearing deposits | 0 | 0 | 330,000 | 126,000 |
| Equity capital | 5,229,000 | 5,169,000 | 5,216,000 | 5,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 872,000 | 1,356,000 | 1,876,000 |
| Interest expense | 35,000 | 69,000 | 110,000 | 156,000 |
| Net interest income | 392,000 | 803,000 | 1,246,000 | 1,720,000 |
| Noninterest income | 23,000 | 49,000 | 107,000 | 150,000 |
| Noninterest expense | 344,000 | 708,000 | 1,079,000 | 1,487,000 |
| Provision for loan losses | 15,000 | 30,000 | 38,000 | 45,000 |
| Pretax income | 56,000 | 114,000 | 236,000 | 338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 114,000 | 236,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,229,000 | 5,169,000 | 5,216,000 | 5,243,000 |
| Total capital | 5,491,000 | 5,482,000 | 5,559,000 | 5,594,000 |
| Risk-weighted assets | 20,791,000 | 24,974,000 | 27,875,000 | 29,168,000 |