Call reports 2012
SSB COMMUNITY BANK — 2012
What SSB COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,874,000 | 40,197,000 | 41,264,000 | 39,316,000 |
| Total loans | 31,550,000 | 31,314,000 | 31,576,000 | 30,307,000 |
| Allowance for loan losses | 337,000 | 353,000 | 369,000 | 379,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,793,000 | 34,078,000 | 35,857,000 | 34,028,000 |
| Interest-bearing deposits | 34,780,000 | 34,070,000 | 35,055,000 | 34,028,000 |
| Noninterest-bearing deposits | 13,000 | 8,000 | 802,000 | 0 |
| Equity capital | 6,010,000 | 6,042,000 | 5,330,000 | 5,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 935,000 | 1,385,000 | 1,835,000 |
| Interest expense | 53,000 | 96,000 | 137,000 | 177,000 |
| Net interest income | 421,000 | 839,000 | 1,248,000 | 1,658,000 |
| Noninterest income | 74,000 | 96,000 | 190,000 | 214,000 |
| Noninterest expense | 290,000 | 604,000 | 918,000 | 1,271,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 190,000 | 301,000 | 475,000 | 541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 301,000 | 475,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,010,000 | 6,042,000 | 5,330,000 | 5,248,000 |
| Total capital | 6,263,000 | 6,298,000 | 5,590,000 | 5,512,000 |
| Risk-weighted assets | 20,828,000 | 20,395,000 | 21,110,000 | 20,972,000 |