Call reports 2011
SSB COMMUNITY BANK — 2011
What SSB COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 41,299,000 | 41,512,000 | 40,810,000 | 40,857,000 |
| Total loans | 33,899,000 | 33,232,000 | 32,764,000 | 31,479,000 |
| Allowance for loan losses | 272,000 | 288,000 | 303,000 | 315,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,464,000 | 35,558,000 | 34,788,000 | 34,908,000 |
| Interest-bearing deposits | 35,410,000 | 35,506,000 | 34,741,000 | 34,881,000 |
| Noninterest-bearing deposits | 54,000 | 52,000 | 47,000 | 27,000 |
| Equity capital | 5,776,000 | 5,860,000 | 5,914,000 | 5,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,066,000 | 1,584,000 | 2,052,000 |
| Interest expense | 76,000 | 144,000 | 210,000 | 269,000 |
| Net interest income | 450,000 | 922,000 | 1,374,000 | 1,783,000 |
| Noninterest income | 14,000 | 34,000 | 53,000 | 69,000 |
| Noninterest expense | 353,000 | 660,000 | 968,000 | 1,275,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 111,000 | 281,000 | 429,000 | 532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 281,000 | 429,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,776,000 | 5,860,000 | 5,914,000 | 5,898,000 |
| Total capital | 6,048,000 | 6,129,000 | 6,183,000 | 6,158,000 |
| Risk-weighted assets | 21,934,000 | 21,647,000 | 21,356,000 | 20,740,000 |