Call reports 2010
SSB COMMUNITY BANK — 2010
What SSB COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 42,341,000 | 42,731,000 | 42,194,000 | 41,218,000 |
| Total loans | 35,106,000 | 34,659,000 | 34,823,000 | 34,047,000 |
| Allowance for loan losses | 299,000 | 284,000 | 284,000 | 293,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,190,000 | 36,560,000 | 36,027,000 | 35,231,000 |
| Interest-bearing deposits | 36,178,000 | 36,543,000 | 36,016,000 | 35,220,000 |
| Noninterest-bearing deposits | 12,000 | 17,000 | 11,000 | 11,000 |
| Equity capital | 6,079,000 | 6,079,000 | 6,072,000 | 5,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,166,000 | 1,735,000 | 2,274,000 |
| Interest expense | 145,000 | 278,000 | 403,000 | 506,000 |
| Net interest income | 442,000 | 888,000 | 1,332,000 | 1,768,000 |
| Noninterest income | 15,000 | 30,000 | 46,000 | 61,000 |
| Noninterest expense | 301,000 | 595,000 | 885,000 | 1,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 323,000 | 493,000 | 648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 323,000 | 406,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,079,000 | 6,079,000 | 6,072,000 | 5,952,000 |
| Total capital | 6,361,000 | 6,360,000 | 6,356,000 | 6,227,000 |
| Risk-weighted assets | 22,569,000 | 22,451,000 | 22,498,000 | 21,962,000 |