Call reports 2009
SSB COMMUNITY BANK — 2009
What SSB COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,951,000 | 41,805,000 | 42,492,000 | 42,040,000 |
| Total loans | 34,854,000 | 34,641,000 | 35,233,000 | 35,301,000 |
| Allowance for loan losses | 330,000 | 330,000 | 314,000 | 314,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,009,000 | 35,761,000 | 36,415,000 | 35,971,000 |
| Interest-bearing deposits | 34,975,000 | 35,750,000 | 36,403,000 | 35,957,000 |
| Noninterest-bearing deposits | 34,000 | 11,000 | 12,000 | 14,000 |
| Equity capital | 5,855,000 | 5,907,000 | 5,965,000 | 6,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,217,000 | 1,822,000 | 2,444,000 |
| Interest expense | 213,000 | 413,000 | 600,000 | 767,000 |
| Net interest income | 399,000 | 804,000 | 1,222,000 | 1,677,000 |
| Noninterest income | 20,000 | 37,000 | 59,000 | 77,000 |
| Noninterest expense | 294,000 | 594,000 | 884,000 | 1,194,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 247,000 | 397,000 | 560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 247,000 | 397,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,855,000 | 5,907,000 | 5,965,000 | 6,036,000 |
| Total capital | 6,138,000 | 6,190,000 | 6,256,000 | 6,326,000 |
| Risk-weighted assets | 22,558,000 | 22,631,000 | 23,224,000 | 23,140,000 |