Call reports 2008
SSB COMMUNITY BANK — 2008
What SSB COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,483,000 | 40,594,000 | 40,562,000 | 40,262,000 |
| Total loans | 35,811,000 | 35,915,000 | 36,116,000 | 35,445,000 |
| Allowance for loan losses | 289,000 | 289,000 | 290,000 | 330,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,385,000 | 34,552,000 | 34,480,000 | 34,230,000 |
| Interest-bearing deposits | 34,382,000 | 34,534,000 | 34,473,000 | 34,219,000 |
| Noninterest-bearing deposits | 3,000 | 18,000 | 7,000 | 11,000 |
| Equity capital | 6,031,000 | 5,935,000 | 5,972,000 | 5,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,333,000 | 1,971,000 | 2,595,000 |
| Interest expense | 293,000 | 559,000 | 796,000 | 1,021,000 |
| Net interest income | 374,000 | 774,000 | 1,175,000 | 1,574,000 |
| Noninterest income | 14,000 | 28,000 | 44,000 | 64,000 |
| Noninterest expense | 266,000 | 544,000 | 820,000 | 1,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 122,000 | 258,000 | 399,000 | 500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 258,000 | 399,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,031,000 | 5,935,000 | 5,972,000 | 5,972,000 |
| Total capital | 6,320,000 | 6,224,000 | 6,262,000 | 6,254,000 |
| Risk-weighted assets | 23,720,000 | 23,512,000 | 23,489,000 | 22,517,000 |