Call reports 2007
SSB COMMUNITY BANK — 2007
What SSB COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,694,000 | 39,789,000 | 40,438,000 | 40,401,000 |
| Total loans | 37,427,000 | 37,155,000 | 37,579,000 | 36,354,000 |
| Allowance for loan losses | 313,000 | 293,000 | 293,000 | 289,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,939,000 | 33,303,000 | 33,520,000 | 34,279,000 |
| Interest-bearing deposits | 32,930,000 | 33,294,000 | 33,448,000 | 34,266,000 |
| Noninterest-bearing deposits | 9,000 | 9,000 | 72,000 | 13,000 |
| Equity capital | 6,185,000 | 6,105,000 | 6,040,000 | 6,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,400,000 | 2,089,000 | 2,791,000 |
| Interest expense | 322,000 | 632,000 | 946,000 | 1,259,000 |
| Net interest income | 392,000 | 768,000 | 1,143,000 | 1,532,000 |
| Noninterest income | 10,000 | 22,000 | 41,000 | 57,000 |
| Noninterest expense | 297,000 | 590,000 | 883,000 | 1,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 200,000 | 301,000 | 449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 200,000 | 301,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,185,000 | 6,105,000 | 6,040,000 | 6,083,000 |
| Total capital | 6,498,000 | 6,398,000 | 6,333,000 | 6,372,000 |
| Risk-weighted assets | 25,203,000 | 24,697,000 | 24,974,000 | 24,014,000 |