Call reports 2006
SSB COMMUNITY BANK — 2006
What SSB COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,650,000 | 41,889,000 | 43,172,000 | 42,654,000 |
| Total loans | 38,707,000 | 37,963,000 | 39,061,000 | 39,519,000 |
| Allowance for loan losses | 329,000 | 318,000 | 314,000 | 313,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,258,000 | 33,594,000 | 33,861,000 | 32,925,000 |
| Interest-bearing deposits | 33,248,000 | 33,560,000 | 33,846,000 | 32,921,000 |
| Noninterest-bearing deposits | 10,000 | 34,000 | 15,000 | 4,000 |
| Equity capital | 6,174,000 | 6,171,000 | 6,183,000 | 6,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,395,000 | 2,110,000 | 2,834,000 |
| Interest expense | 251,000 | 537,000 | 836,000 | 1,158,000 |
| Net interest income | 433,000 | 858,000 | 1,274,000 | 1,676,000 |
| Noninterest income | 8,000 | 17,000 | 30,000 | 43,000 |
| Noninterest expense | 304,000 | 589,000 | 883,000 | 1,175,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 137,000 | 286,000 | 421,000 | 544,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 286,000 | 421,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,174,000 | 6,171,000 | 6,183,000 | 6,190,000 |
| Total capital | 6,503,000 | 6,489,000 | 6,497,000 | 6,503,000 |
| Risk-weighted assets | 26,616,000 | 26,039,000 | 26,813,000 | 26,989,000 |