Call reports 2005
SSB COMMUNITY BANK — 2005
What SSB COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,877,000 | 39,506,000 | 42,140,000 | 40,268,000 |
| Total loans | 37,251,000 | 37,788,000 | 38,518,000 | 37,009,000 |
| Allowance for loan losses | 340,000 | 329,000 | 329,000 | 329,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,669,000 | 33,189,000 | 33,809,000 | 33,761,000 |
| Interest-bearing deposits | 33,646,000 | 33,165,000 | 33,785,000 | 33,729,000 |
| Noninterest-bearing deposits | 23,000 | 24,000 | 24,000 | 32,000 |
| Equity capital | 6,123,000 | 6,187,000 | 6,172,000 | 6,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,293,000 | 1,961,000 | 2,630,000 |
| Interest expense | 182,000 | 376,000 | 603,000 | 838,000 |
| Net interest income | 461,000 | 917,000 | 1,358,000 | 1,792,000 |
| Noninterest income | 8,000 | 17,000 | 29,000 | 43,000 |
| Noninterest expense | 267,000 | 543,000 | 815,000 | 1,081,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 202,000 | 391,000 | 572,000 | 754,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 391,000 | 572,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,123,000 | 6,187,000 | 6,172,000 | 6,154,000 |
| Total capital | 6,441,000 | 6,502,000 | 6,501,000 | 6,468,000 |
| Risk-weighted assets | 25,397,000 | 25,218,000 | 26,655,000 | 25,134,000 |