Call reports 2003
SSB COMMUNITY BANK — 2003
What SSB COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,751,000 | 38,793,000 | 39,235,000 | 39,527,000 |
| Total loans | 34,358,000 | 34,514,000 | 35,338,000 | 35,488,000 |
| Allowance for loan losses | 277,000 | 294,000 | 309,000 | 317,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,885,000 | 32,905,000 | 33,229,000 | 33,596,000 |
| Interest-bearing deposits | 32,871,000 | 32,895,000 | 33,219,000 | 33,579,000 |
| Noninterest-bearing deposits | 14,000 | 10,000 | 10,000 | 17,000 |
| Equity capital | 5,787,000 | 5,750,000 | 5,843,000 | 5,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,322,000 | 1,978,000 | 2,618,000 |
| Interest expense | 203,000 | 392,000 | 572,000 | 746,000 |
| Net interest income | 456,000 | 930,000 | 1,406,000 | 1,872,000 |
| Noninterest income | 6,000 | 13,000 | 20,000 | 28,000 |
| Noninterest expense | 227,000 | 477,000 | 726,000 | 987,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 220,000 | 436,000 | 655,000 | 853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 436,000 | 655,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,787,000 | 5,750,000 | 5,843,000 | 5,791,000 |
| Total capital | 6,064,000 | 6,044,000 | 6,137,000 | 6,085,000 |
| Risk-weighted assets | 22,696,000 | 22,826,000 | 23,534,000 | 23,243,000 |