Call reports 2002
SSB COMMUNITY BANK — 2002
What SSB COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,747,000 | 37,511,000 | 38,512,000 | 38,454,000 |
| Total loans | 33,105,000 | 33,139,000 | 33,230,000 | 34,392,000 |
| Allowance for loan losses | 160,000 | 173,000 | 200,000 | 260,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,868,000 | 31,500,000 | 32,561,000 | 32,721,000 |
| Interest-bearing deposits | 31,833,000 | 31,484,000 | 32,545,000 | 32,620,000 |
| Noninterest-bearing deposits | 35,000 | 16,000 | 16,000 | 101,000 |
| Equity capital | 5,808,000 | 5,903,000 | 5,798,000 | 5,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,417,000 | 2,107,000 | 2,834,000 |
| Interest expense | 276,000 | 517,000 | 756,000 | 981,000 |
| Net interest income | 437,000 | 900,000 | 1,351,000 | 1,853,000 |
| Noninterest income | 11,000 | 18,000 | 25,000 | 29,000 |
| Noninterest expense | 213,000 | 441,000 | 681,000 | 926,000 |
| Provision for loan losses | 4,000 | 19,000 | 45,000 | 110,000 |
| Pretax income | 231,000 | 458,000 | 650,000 | 846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 458,000 | 650,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,808,000 | 5,903,000 | 5,798,000 | 5,694,000 |
| Total capital | 5,968,000 | 6,076,000 | 5,998,000 | 5,954,000 |
| Risk-weighted assets | 21,813,000 | 21,739,000 | 22,031,000 | 22,749,000 |