Call reports 2001
SSB COMMUNITY BANK — 2001
What SSB COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,671,000 | 41,236,000 | 40,869,000 | 37,726,000 |
| Total loans | 37,407,000 | 37,231,000 | 36,734,000 | 33,732,000 |
| Allowance for loan losses | 159,000 | 206,000 | 210,000 | 206,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,563,000 | 32,558,000 | 32,107,000 | 31,987,000 |
| Interest-bearing deposits | 32,563,000 | 32,558,000 | 32,107,000 | 30,635,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 1,352,000 |
| Equity capital | 5,538,000 | 5,573,000 | 5,613,000 | 5,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,701,000 | 2,532,000 | 3,345,000 |
| Interest expense | 472,000 | 925,000 | 1,359,000 | 1,731,000 |
| Net interest income | 367,000 | 776,000 | 1,173,000 | 1,614,000 |
| Noninterest income | 11,000 | 19,000 | 29,000 | 40,000 |
| Noninterest expense | 214,000 | 424,000 | 636,000 | 853,000 |
| Provision for loan losses | 3,000 | 50,000 | 54,000 | 58,000 |
| Pretax income | 161,000 | 321,000 | 512,000 | 743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 321,000 | 512,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,538,000 | 5,573,000 | 5,613,000 | 5,704,000 |
| Total capital | 5,697,000 | 5,779,000 | 5,823,000 | 5,910,000 |
| Risk-weighted assets | 25,088,000 | 24,934,000 | 24,715,000 | 22,864,000 |