Call reports 2025
CORTRUST BANK NATIONAL ASSOCIATION — 2025
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,486,882,000 | 1,513,605,000 | 1,483,263,000 | 1,505,634,000 |
| Total loans | 1,004,712,000 | 1,011,376,000 | 997,546,000 | 1,010,694,000 |
| Allowance for loan losses | 13,903,000 | 13,570,000 | 13,289,000 | 13,106,000 |
| Securities available for sale | 137,813,000 | 156,730,000 | 149,480,000 | 154,884,000 |
| Securities held to maturity | 234,500,000 | 231,290,000 | 228,306,000 | 225,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,286,318,000 | 1,273,429,000 | 1,280,333,000 | 1,298,461,000 |
| Interest-bearing deposits | 946,379,000 | 949,203,000 | 945,093,000 | 964,810,000 |
| Noninterest-bearing deposits | 339,939,000 | 324,226,000 | 335,240,000 | 333,651,000 |
| Equity capital | 129,491,000 | 130,928,000 | 135,032,000 | 137,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,860,000 | 36,098,000 | 54,661,000 | 72,550,000 |
| Interest expense | 5,412,000 | 10,911,000 | 16,311,000 | 21,317,000 |
| Net interest income | 12,448,000 | 25,187,000 | 38,350,000 | 51,233,000 |
| Noninterest income | 4,047,000 | 8,409,000 | 12,790,000 | 17,221,000 |
| Noninterest expense | 13,451,000 | 27,439,000 | 41,453,000 | 54,275,000 |
| Provision for loan losses | 1,161,000 | 2,201,000 | 3,216,000 | 4,448,000 |
| Pretax income | 1,883,000 | 3,956,000 | 6,471,000 | 9,731,000 |
| Income tax | 301,000 | 666,000 | 1,134,000 | 1,783,000 |
| Net income | 1,582,000 | 3,290,000 | 5,337,000 | 7,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,774,000 | 149,899,000 | 152,215,000 | 153,242,000 |
| Total capital | 163,677,000 | 163,469,000 | 165,504,000 | 166,348,000 |
| Risk-weighted assets | 1,139,876,000 | 1,147,861,000 | 1,132,363,000 | 1,149,873,000 |