Call reports 2024
CORTRUST BANK NATIONAL ASSOCIATION — 2024
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,548,370,000 | 1,532,912,000 | 1,523,983,000 | 1,525,700,000 |
| Total loans | 1,037,046,000 | 1,025,448,000 | 1,021,499,000 | 1,023,712,000 |
| Allowance for loan losses | 16,285,000 | 15,425,000 | 14,826,000 | 14,510,000 |
| Securities available for sale | 160,471,000 | 153,909,000 | 152,631,000 | 148,090,000 |
| Securities held to maturity | 246,880,000 | 243,647,000 | 240,130,000 | 237,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,361,072,000 | 1,293,282,000 | 1,299,370,000 | 1,276,965,000 |
| Interest-bearing deposits | 1,005,910,000 | 973,340,000 | 976,484,000 | 952,115,000 |
| Noninterest-bearing deposits | 355,162,000 | 319,942,000 | 322,886,000 | 324,850,000 |
| Equity capital | 117,936,000 | 119,094,000 | 123,542,000 | 125,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,474,000 | 36,645,000 | 54,894,000 | 72,995,000 |
| Interest expense | 6,931,000 | 13,601,000 | 20,517,000 | 26,739,000 |
| Net interest income | 11,543,000 | 23,044,000 | 34,377,000 | 46,256,000 |
| Noninterest income | 5,267,000 | 9,620,000 | 14,233,000 | 18,854,000 |
| Noninterest expense | 14,019,000 | 28,088,000 | 41,983,000 | 54,569,000 |
| Provision for loan losses | 1,775,000 | 3,121,000 | 4,671,000 | 6,638,000 |
| Pretax income | 1,016,000 | 1,455,000 | 1,956,000 | 3,903,000 |
| Income tax | 165,000 | 194,000 | 328,000 | 214,000 |
| Net income | 851,000 | 1,261,000 | 1,628,000 | 3,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,931,000 | 144,724,000 | 145,401,000 | 147,922,000 |
| Total capital | 159,393,000 | 159,225,000 | 159,863,000 | 162,432,000 |
| Risk-weighted assets | 1,155,193,000 | 1,159,195,000 | 1,156,599,000 | 1,166,011,000 |