Call reports 2022
CORTRUST BANK NATIONAL ASSOCIATION — 2022
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,599,705,000 | 1,622,077,000 | 1,629,453,000 | 1,635,354,000 |
| Total loans | 908,556,000 | 963,659,000 | 987,328,000 | 1,000,549,000 |
| Allowance for loan losses | 20,061,000 | 20,441,000 | 21,398,000 | 21,707,000 |
| Securities available for sale | 552,131,000 | 273,744,000 | 257,656,000 | 255,179,000 |
| Securities held to maturity | 5,839,000 | 274,109,000 | 267,795,000 | 263,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,450,003,000 | 1,446,712,000 | 1,435,082,000 | 1,424,313,000 |
| Interest-bearing deposits | 1,028,468,000 | 1,034,809,000 | 1,011,913,000 | 1,020,343,000 |
| Noninterest-bearing deposits | 421,535,000 | 411,903,000 | 423,169,000 | 403,970,000 |
| Equity capital | 118,024,000 | 105,717,000 | 105,270,000 | 108,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,316,000 | 27,204,000 | 42,604,000 | 59,171,000 |
| Interest expense | 902,000 | 1,937,000 | 3,473,000 | 6,430,000 |
| Net interest income | 12,414,000 | 25,267,000 | 39,131,000 | 52,741,000 |
| Noninterest income | 5,963,000 | 11,339,000 | 16,658,000 | 21,365,000 |
| Noninterest expense | 13,146,000 | 26,779,000 | 40,468,000 | 53,789,000 |
| Provision for loan losses | 1,561,000 | 3,281,000 | 5,776,000 | 8,271,000 |
| Pretax income | 3,670,000 | 6,434,000 | 9,388,000 | 11,889,000 |
| Income tax | 800,000 | 1,388,000 | 2,055,000 | 2,587,000 |
| Net income | 2,870,000 | 5,046,000 | 7,333,000 | 9,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,153,000 | 137,783,000 | 140,380,000 | 140,804,000 |
| Total capital | 150,767,000 | 152,257,000 | 155,047,000 | 155,695,000 |
| Risk-weighted assets | 1,082,396,000 | 1,151,669,000 | 1,166,382,000 | 1,184,244,000 |