Call reports 2021
CORTRUST BANK NATIONAL ASSOCIATION — 2021
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,501,737,000 | 1,524,543,000 | 1,566,529,000 | 1,566,307,000 |
| Total loans | 914,816,000 | 884,455,000 | 872,727,000 | 903,718,000 |
| Allowance for loan losses | 18,099,000 | 18,557,000 | 19,358,000 | 20,014,000 |
| Securities available for sale | 484,869,000 | 510,254,000 | 596,956,000 | 547,361,000 |
| Securities held to maturity | 4,066,000 | 3,907,000 | 3,903,000 | 5,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,336,925,000 | 1,357,758,000 | 1,371,972,000 | 1,399,082,000 |
| Interest-bearing deposits | 955,068,000 | 988,241,000 | 1,000,979,000 | 1,008,112,000 |
| Noninterest-bearing deposits | 381,857,000 | 369,517,000 | 370,993,000 | 390,970,000 |
| Equity capital | 134,295,000 | 137,298,000 | 141,554,000 | 138,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,396,000 | 28,533,000 | 43,787,000 | 57,630,000 |
| Interest expense | 1,129,000 | 2,180,000 | 3,178,000 | 4,119,000 |
| Net interest income | 13,267,000 | 26,353,000 | 40,609,000 | 53,511,000 |
| Noninterest income | 6,963,000 | 13,407,000 | 19,688,000 | 25,833,000 |
| Noninterest expense | 13,216,000 | 26,738,000 | 40,040,000 | 53,677,000 |
| Provision for loan losses | 1,130,000 | 1,983,000 | 2,979,000 | 4,527,000 |
| Pretax income | 5,878,000 | 10,918,000 | 17,157,000 | 20,638,000 |
| Income tax | 1,349,000 | 2,517,000 | 3,987,000 | 4,683,000 |
| Net income | 4,529,000 | 8,401,000 | 13,170,000 | 15,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,327,000 | 127,654,000 | 132,733,000 | 133,972,000 |
| Total capital | 137,694,000 | 139,791,000 | 145,591,000 | 147,355,000 |
| Risk-weighted assets | 983,387,000 | 964,328,000 | 1,021,889,000 | 1,063,760,000 |