Call reports 2019
CORTRUST BANK NATIONAL ASSOCIATION — 2019
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 886,245,000 | 894,067,000 | 1,215,092,000 | 1,233,944,000 |
| Total loans | 699,543,000 | 713,701,000 | 835,562,000 | 800,698,000 |
| Allowance for loan losses | 10,997,000 | 10,967,000 | 11,715,000 | 11,451,000 |
| Securities available for sale | 103,577,000 | 97,493,000 | 220,783,000 | 265,939,000 |
| Securities held to maturity | 334,000 | 1,294,000 | 1,294,000 | 252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,264,000 | 772,109,000 | 1,071,962,000 | 1,090,204,000 |
| Interest-bearing deposits | 570,443,000 | 574,013,000 | 825,265,000 | 831,857,000 |
| Noninterest-bearing deposits | 190,821,000 | 198,096,000 | 246,697,000 | 258,347,000 |
| Equity capital | 104,707,000 | 105,053,000 | 125,087,000 | 124,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,027,000 | 22,414,000 | 35,385,000 | 49,136,000 |
| Interest expense | 1,425,000 | 3,022,000 | 5,180,000 | 7,367,000 |
| Net interest income | 9,602,000 | 19,392,000 | 30,205,000 | 41,769,000 |
| Noninterest income | 2,707,000 | 5,625,000 | 9,765,000 | 14,765,000 |
| Noninterest expense | 8,866,000 | 18,173,000 | 29,335,000 | 41,184,000 |
| Provision for loan losses | 1,651,000 | 3,022,000 | 4,755,000 | 7,348,000 |
| Pretax income | 1,792,000 | 3,822,000 | 5,970,000 | 8,092,000 |
| Income tax | 393,000 | 899,000 | 1,392,000 | 1,960,000 |
| Net income | 1,399,000 | 2,923,000 | 4,578,000 | 6,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,988,000 | 100,029,000 | 112,744,000 | 112,961,000 |
| Total capital | 109,375,000 | 109,602,000 | 124,376,000 | 124,219,000 |
| Risk-weighted assets | 749,095,000 | 764,221,000 | 930,216,000 | 900,241,000 |