Call reports 2018
CORTRUST BANK NATIONAL ASSOCIATION — 2018
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 806,838,000 | 788,085,000 | 855,187,000 | 871,942,000 |
| Total loans | 664,924,000 | 645,456,000 | 705,544,000 | 699,884,000 |
| Allowance for loan losses | 10,168,000 | 10,533,000 | 11,032,000 | 10,713,000 |
| Securities available for sale | 89,554,000 | 87,102,000 | 86,328,000 | 104,682,000 |
| Securities held to maturity | 419,000 | 382,000 | 372,000 | 334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,727,000 | 681,822,000 | 734,601,000 | 750,898,000 |
| Interest-bearing deposits | 509,129,000 | 507,067,000 | 542,798,000 | 549,335,000 |
| Noninterest-bearing deposits | 191,598,000 | 174,755,000 | 191,803,000 | 201,563,000 |
| Equity capital | 89,495,000 | 89,662,000 | 101,161,000 | 102,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,682,000 | 19,495,000 | 29,930,000 | 40,828,000 |
| Interest expense | 1,037,000 | 2,092,000 | 3,303,000 | 4,558,000 |
| Net interest income | 8,645,000 | 17,403,000 | 26,627,000 | 36,270,000 |
| Noninterest income | 2,673,000 | 5,630,000 | 8,587,000 | 11,529,000 |
| Noninterest expense | 8,272,000 | 16,429,000 | 25,258,000 | 33,388,000 |
| Provision for loan losses | 1,249,000 | 2,482,000 | 3,598,000 | 4,818,000 |
| Pretax income | 1,797,000 | 4,122,000 | 6,155,000 | 9,390,000 |
| Income tax | 409,000 | 982,000 | 1,471,000 | 2,027,000 |
| Net income | 1,388,000 | 3,140,000 | 4,684,000 | 7,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,838,000 | 89,150,000 | 97,216,000 | 98,426,000 |
| Total capital | 98,071,000 | 97,967,000 | 106,757,000 | 107,857,000 |
| Risk-weighted assets | 737,477,000 | 703,437,000 | 761,612,000 | 752,962,000 |