Call reports 2017
CORTRUST BANK NATIONAL ASSOCIATION — 2017
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 769,033,000 | 783,404,000 | 804,797,000 | 796,123,000 |
| Total loans | 609,296,000 | 646,293,000 | 669,183,000 | 671,364,000 |
| Allowance for loan losses | 8,709,000 | 9,087,000 | 9,909,000 | 10,095,000 |
| Securities available for sale | 101,592,000 | 96,287,000 | 93,134,000 | 78,560,000 |
| Securities held to maturity | 496,000 | 460,000 | 460,000 | 424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 664,547,000 | 655,887,000 | 671,408,000 | 692,829,000 |
| Interest-bearing deposits | 491,559,000 | 486,488,000 | 484,813,000 | 505,962,000 |
| Noninterest-bearing deposits | 172,988,000 | 169,399,000 | 186,595,000 | 186,867,000 |
| Equity capital | 88,323,000 | 88,177,000 | 89,114,000 | 88,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,028,000 | 18,321,000 | 27,981,000 | 37,826,000 |
| Interest expense | 794,000 | 1,644,000 | 2,603,000 | 3,676,000 |
| Net interest income | 8,234,000 | 16,677,000 | 25,378,000 | 34,150,000 |
| Noninterest income | 2,626,000 | 5,511,000 | 8,356,000 | 11,342,000 |
| Noninterest expense | 7,926,000 | 16,128,000 | 24,243,000 | 31,926,000 |
| Provision for loan losses | 1,631,000 | 3,083,000 | 5,110,000 | 6,573,000 |
| Pretax income | 1,303,000 | 2,977,000 | 4,381,000 | 6,837,000 |
| Income tax | 425,000 | 962,000 | 1,386,000 | 2,508,000 |
| Net income | 878,000 | 2,015,000 | 2,995,000 | 4,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,801,000 | 86,497,000 | 87,517,000 | 87,412,000 |
| Total capital | 95,235,000 | 95,325,000 | 96,666,000 | 96,662,000 |
| Risk-weighted assets | 674,292,000 | 705,803,000 | 730,977,000 | 738,918,000 |