Call reports 2016
CORTRUST BANK NATIONAL ASSOCIATION — 2016
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 733,232,000 | 733,336,000 | 756,754,000 | 761,459,000 |
| Total loans | 556,133,000 | 583,298,000 | 610,057,000 | 610,516,000 |
| Allowance for loan losses | 7,086,000 | 7,704,000 | 8,222,000 | 8,604,000 |
| Securities available for sale | 127,021,000 | 108,592,000 | 102,589,000 | 104,458,000 |
| Securities held to maturity | 600,000 | 563,000 | 543,000 | 506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,381,000 | 615,905,000 | 621,625,000 | 652,362,000 |
| Interest-bearing deposits | 479,081,000 | 476,917,000 | 470,926,000 | 485,235,000 |
| Noninterest-bearing deposits | 147,300,000 | 138,988,000 | 150,699,000 | 167,127,000 |
| Equity capital | 86,076,000 | 86,015,000 | 87,038,000 | 87,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,151,000 | 16,594,000 | 25,479,000 | 34,682,000 |
| Interest expense | 701,000 | 1,419,000 | 2,179,000 | 2,970,000 |
| Net interest income | 7,450,000 | 15,175,000 | 23,300,000 | 31,712,000 |
| Noninterest income | 2,562,000 | 5,377,000 | 8,378,000 | 11,511,000 |
| Noninterest expense | 7,515,000 | 15,326,000 | 23,451,000 | 30,796,000 |
| Provision for loan losses | 582,000 | 1,540,000 | 2,603,000 | 4,086,000 |
| Pretax income | 1,915,000 | 3,994,000 | 5,932,000 | 8,649,000 |
| Income tax | 607,000 | 1,241,000 | 1,883,000 | 2,816,000 |
| Net income | 1,308,000 | 2,753,000 | 4,049,000 | 5,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,026,000 | 82,991,000 | 84,326,000 | 85,884,000 |
| Total capital | 90,162,000 | 90,745,000 | 92,663,000 | 94,265,000 |
| Risk-weighted assets | 612,599,000 | 635,863,000 | 666,973,000 | 670,144,000 |