Call reports 2015
CORTRUST BANK NATIONAL ASSOCIATION — 2015
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 749,846,000 | 717,488,000 | 703,655,000 | 727,923,000 |
| Total loans | 497,659,000 | 501,944,000 | 514,060,000 | 550,667,000 |
| Allowance for loan losses | 6,907,000 | 6,995,000 | 7,299,000 | 7,184,000 |
| Securities available for sale | 153,683,000 | 175,007,000 | 150,958,000 | 131,539,000 |
| Securities held to maturity | 838,000 | 643,000 | 643,000 | 605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,705,000 | 602,566,000 | 589,701,000 | 619,639,000 |
| Interest-bearing deposits | 490,530,000 | 463,123,000 | 450,261,000 | 468,361,000 |
| Noninterest-bearing deposits | 144,175,000 | 139,443,000 | 139,440,000 | 151,278,000 |
| Equity capital | 84,103,000 | 82,883,000 | 84,510,000 | 84,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,785,000 | 15,615,000 | 23,608,000 | 31,692,000 |
| Interest expense | 740,000 | 1,477,000 | 2,185,000 | 2,862,000 |
| Net interest income | 7,045,000 | 14,138,000 | 21,423,000 | 28,830,000 |
| Noninterest income | 2,104,000 | 4,365,000 | 6,895,000 | 9,916,000 |
| Noninterest expense | 7,047,000 | 14,478,000 | 21,866,000 | 28,668,000 |
| Provision for loan losses | 373,000 | 810,000 | 1,442,000 | 1,910,000 |
| Pretax income | 1,729,000 | 3,215,000 | 5,317,000 | 8,475,000 |
| Income tax | 496,000 | 931,000 | 1,476,000 | 2,668,000 |
| Net income | 1,233,000 | 2,284,000 | 3,841,000 | 5,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,946,000 | 79,556,000 | 81,153,000 | 81,678,000 |
| Total capital | 86,918,000 | 86,505,000 | 88,339,000 | 88,912,000 |
| Risk-weighted assets | 557,396,000 | 555,463,000 | 574,320,000 | 609,130,000 |