Call reports 2014
CORTRUST BANK NATIONAL ASSOCIATION — 2014
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 739,277,000 | 730,604,000 | 709,291,000 | 719,581,000 |
| Total loans | 488,879,000 | 495,844,000 | 499,940,000 | 511,807,000 |
| Allowance for loan losses | 6,310,000 | 6,363,000 | 6,582,000 | 6,868,000 |
| Securities available for sale | 196,641,000 | 181,586,000 | 166,650,000 | 161,426,000 |
| Securities held to maturity | 923,000 | 897,000 | 889,000 | 841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,452,000 | 611,713,000 | 592,029,000 | 594,446,000 |
| Interest-bearing deposits | 489,420,000 | 481,204,000 | 467,139,000 | 459,000,000 |
| Noninterest-bearing deposits | 132,032,000 | 130,509,000 | 124,890,000 | 135,446,000 |
| Equity capital | 81,039,000 | 82,268,000 | 83,497,000 | 82,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,967,000 | 16,023,000 | 24,072,000 | 32,071,000 |
| Interest expense | 848,000 | 1,655,000 | 2,434,000 | 3,183,000 |
| Net interest income | 7,119,000 | 14,368,000 | 21,638,000 | 28,888,000 |
| Noninterest income | 2,204,000 | 4,464,000 | 6,544,000 | 9,127,000 |
| Noninterest expense | 6,417,000 | 13,142,000 | 19,859,000 | 27,213,000 |
| Provision for loan losses | 623,000 | 1,193,000 | 1,784,000 | 2,350,000 |
| Pretax income | 2,257,000 | 4,580,000 | 6,496,000 | 8,409,000 |
| Income tax | 623,000 | 1,382,000 | 1,901,000 | 2,487,000 |
| Net income | 1,634,000 | 3,198,000 | 4,595,000 | 5,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,304,000 | 77,981,000 | 79,377,000 | 78,633,000 |
| Total capital | 84,033,000 | 84,764,000 | 86,195,000 | 85,583,000 |
| Risk-weighted assets | 540,700,000 | 550,202,000 | 545,246,000 | 555,640,000 |