Call reports 2013
CORTRUST BANK NATIONAL ASSOCIATION — 2013
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 694,519,000 | 721,597,000 | 722,612,000 | 746,137,000 |
| Total loans | 404,674,000 | 435,895,000 | 447,934,000 | 481,169,000 |
| Allowance for loan losses | 6,900,000 | 6,750,000 | 6,404,000 | 6,232,000 |
| Securities available for sale | 238,749,000 | 235,277,000 | 224,880,000 | 213,560,000 |
| Securities held to maturity | 1,019,000 | 984,000 | 972,000 | 936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,146,000 | 588,937,000 | 580,719,000 | 592,159,000 |
| Interest-bearing deposits | 468,214,000 | 476,250,000 | 462,370,000 | 469,025,000 |
| Noninterest-bearing deposits | 121,932,000 | 112,687,000 | 118,349,000 | 123,134,000 |
| Equity capital | 79,480,000 | 76,057,000 | 78,502,000 | 78,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,430,000 | 15,147,000 | 22,912,000 | 30,888,000 |
| Interest expense | 1,030,000 | 2,071,000 | 3,071,000 | 3,960,000 |
| Net interest income | 6,400,000 | 13,076,000 | 19,841,000 | 26,928,000 |
| Noninterest income | 2,628,000 | 6,221,000 | 8,729,000 | 10,878,000 |
| Noninterest expense | 6,854,000 | 14,218,000 | 20,870,000 | 27,390,000 |
| Provision for loan losses | 396,000 | 674,000 | 1,079,000 | 1,478,000 |
| Pretax income | 1,778,000 | 4,405,000 | 6,621,000 | 8,938,000 |
| Income tax | 415,000 | 1,194,000 | 1,917,000 | 2,551,000 |
| Net income | 1,363,000 | 3,211,000 | 4,704,000 | 6,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,412,000 | 73,234,000 | 74,728,000 | 75,671,000 |
| Total capital | 78,416,000 | 79,471,000 | 81,068,000 | 82,322,000 |
| Risk-weighted assets | 479,403,000 | 498,430,000 | 507,048,000 | 541,070,000 |