Call reports 2012
CORTRUST BANK NATIONAL ASSOCIATION — 2012
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 660,691,000 | 648,167,000 | 655,693,000 | 680,405,000 |
| Total loans | 359,746,000 | 359,397,000 | 367,548,000 | 380,219,000 |
| Allowance for loan losses | 7,322,000 | 6,554,000 | 6,482,000 | 7,020,000 |
| Securities available for sale | 257,484,000 | 242,150,000 | 237,143,000 | 248,769,000 |
| Securities held to maturity | 1,120,000 | 1,083,000 | 1,071,000 | 1,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 550,069,000 | 540,299,000 | 544,571,000 | 555,466,000 |
| Interest-bearing deposits | 447,350,000 | 440,909,000 | 438,739,000 | 440,408,000 |
| Noninterest-bearing deposits | 102,719,000 | 99,390,000 | 105,832,000 | 115,058,000 |
| Equity capital | 75,682,000 | 77,294,000 | 79,354,000 | 78,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,027,000 | 15,851,000 | 23,512,000 | 31,486,000 |
| Interest expense | 1,416,000 | 2,712,000 | 3,960,000 | 5,131,000 |
| Net interest income | 6,611,000 | 13,139,000 | 19,552,000 | 26,355,000 |
| Noninterest income | 2,479,000 | 5,351,000 | 7,908,000 | 10,723,000 |
| Noninterest expense | 6,534,000 | 13,221,000 | 19,703,000 | 26,343,000 |
| Provision for loan losses | 444,000 | 802,000 | 1,235,000 | 1,758,000 |
| Pretax income | 2,112,000 | 4,467,000 | 6,522,000 | 8,977,000 |
| Income tax | 577,000 | 1,225,000 | 1,783,000 | 2,456,000 |
| Net income | 1,535,000 | 3,242,000 | 4,739,000 | 6,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,722,000 | 69,163,000 | 70,673,000 | 71,037,000 |
| Total capital | 74,110,000 | 74,536,000 | 76,183,000 | 76,730,000 |
| Risk-weighted assets | 429,069,000 | 428,571,000 | 439,758,000 | 454,066,000 |