Call reports 2011
CORTRUST BANK NATIONAL ASSOCIATION — 2011
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 639,997,000 | 656,058,000 | 656,183,000 | 666,827,000 |
| Total loans | 362,390,000 | 371,540,000 | 370,945,000 | 373,542,000 |
| Allowance for loan losses | 8,751,000 | 8,285,000 | 7,979,000 | 7,602,000 |
| Securities available for sale | 195,347,000 | 239,529,000 | 190,912,000 | 233,115,000 |
| Securities held to maturity | 1,225,000 | 1,184,000 | 1,172,000 | 1,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,092,000 | 540,437,000 | 545,081,000 | 557,215,000 |
| Interest-bearing deposits | 456,699,000 | 462,308,000 | 458,838,000 | 458,597,000 |
| Noninterest-bearing deposits | 83,393,000 | 78,129,000 | 86,243,000 | 98,618,000 |
| Equity capital | 66,731,000 | 70,517,000 | 73,766,000 | 74,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,204,000 | 16,779,000 | 25,125,000 | 33,772,000 |
| Interest expense | 1,862,000 | 3,620,000 | 5,316,000 | 6,886,000 |
| Net interest income | 6,342,000 | 13,159,000 | 19,809,000 | 26,886,000 |
| Noninterest income | 3,181,000 | 6,259,000 | 9,427,000 | 12,981,000 |
| Noninterest expense | 6,507,000 | 13,334,000 | 19,832,000 | 26,362,000 |
| Provision for loan losses | 407,000 | 687,000 | 1,172,000 | 1,762,000 |
| Pretax income | 2,609,000 | 5,302,000 | 8,201,000 | 11,711,000 |
| Income tax | 679,000 | 1,388,000 | 2,240,000 | 3,568,000 |
| Net income | 1,930,000 | 3,914,000 | 5,961,000 | 8,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,154,000 | 64,669,000 | 66,206,000 | 67,172,000 |
| Total capital | 69,522,000 | 70,125,000 | 71,480,000 | 72,649,000 |
| Risk-weighted assets | 425,985,000 | 433,581,000 | 419,172,000 | 435,933,000 |