Call reports 2010
CORTRUST BANK NATIONAL ASSOCIATION — 2010
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 611,588,000 | 609,388,000 | 613,399,000 | 622,931,000 |
| Total loans | 398,601,000 | 400,666,000 | 387,668,000 | 384,374,000 |
| Allowance for loan losses | 12,140,000 | 11,331,000 | 10,542,000 | 9,381,000 |
| Securities available for sale | 172,433,000 | 166,016,000 | 185,621,000 | 179,515,000 |
| Securities held to maturity | 367,000 | 360,000 | 353,000 | 346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,436,000 | 498,204,000 | 494,681,000 | 517,755,000 |
| Interest-bearing deposits | 422,968,000 | 429,612,000 | 426,431,000 | 437,883,000 |
| Noninterest-bearing deposits | 72,468,000 | 68,592,000 | 68,250,000 | 79,872,000 |
| Equity capital | 61,566,000 | 63,005,000 | 66,203,000 | 64,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,810,000 | 19,078,000 | 27,915,000 | 36,545,000 |
| Interest expense | 2,256,000 | 4,519,000 | 6,718,000 | 8,813,000 |
| Net interest income | 7,554,000 | 14,559,000 | 21,197,000 | 27,732,000 |
| Noninterest income | 4,230,000 | 7,477,000 | 11,005,000 | 14,348,000 |
| Noninterest expense | 6,786,000 | 13,290,000 | 20,188,000 | 26,961,000 |
| Provision for loan losses | 2,115,000 | 3,130,000 | 3,862,000 | 4,101,000 |
| Pretax income | 2,883,000 | 5,623,000 | 8,159,000 | 11,517,000 |
| Income tax | 873,000 | 1,646,000 | 2,306,000 | 3,269,000 |
| Net income | 2,010,000 | 3,977,000 | 5,853,000 | 8,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,584,000 | 58,362,000 | 59,925,000 | 62,217,000 |
| Total capital | 64,142,000 | 63,922,000 | 65,381,000 | 67,712,000 |
| Risk-weighted assets | 437,574,000 | 438,741,000 | 431,182,000 | 435,596,000 |