Call reports 2009
CORTRUST BANK NATIONAL ASSOCIATION — 2009
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 550,768,000 | 541,728,000 | 594,495,000 | 595,554,000 |
| Total loans | 420,655,000 | 408,312,000 | 454,792,000 | 426,483,000 |
| Allowance for loan losses | 13,357,000 | 13,457,000 | 13,702,000 | 13,274,000 |
| Securities available for sale | 84,604,000 | 101,263,000 | 109,616,000 | 123,288,000 |
| Securities held to maturity | 385,000 | 384,000 | 379,000 | 374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,265,000 | 429,302,000 | 470,994,000 | 485,438,000 |
| Interest-bearing deposits | 369,762,000 | 367,807,000 | 404,399,000 | 411,383,000 |
| Noninterest-bearing deposits | 68,503,000 | 61,495,000 | 66,595,000 | 74,055,000 |
| Equity capital | 57,543,000 | 57,657,000 | 59,827,000 | 59,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,327,000 | 24,539,000 | 35,727,000 | 47,120,000 |
| Interest expense | 2,584,000 | 5,071,000 | 7,482,000 | 9,981,000 |
| Net interest income | 10,743,000 | 19,468,000 | 28,245,000 | 37,139,000 |
| Noninterest income | 8,685,000 | 17,460,000 | 23,272,000 | 27,981,000 |
| Noninterest expense | 8,781,000 | 16,897,000 | 23,905,000 | 30,491,000 |
| Provision for loan losses | 8,370,000 | 15,225,000 | 21,071,000 | 25,077,000 |
| Pretax income | 2,277,000 | 4,806,000 | 6,542,000 | 9,553,000 |
| Income tax | 274,000 | 1,019,000 | 1,486,000 | 2,445,000 |
| Net income | 2,003,000 | 3,787,000 | 5,056,000 | 7,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,106,000 | 54,458,000 | 55,287,000 | 56,499,000 |
| Total capital | 59,698,000 | 59,890,000 | 61,353,000 | 62,307,000 |
| Risk-weighted assets | 438,583,000 | 425,633,000 | 476,841,000 | 456,490,000 |