Call reports 2007
CORTRUST BANK NATIONAL ASSOCIATION — 2007
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 457,819,000 | 471,599,000 | 472,549,000 | 491,475,000 |
| Total loans | 338,718,000 | 366,272,000 | 374,191,000 | 390,204,000 |
| Allowance for loan losses | 12,599,000 | 14,636,000 | 14,849,000 | 15,679,000 |
| Securities available for sale | 78,147,000 | 82,690,000 | 77,056,000 | 76,175,000 |
| Securities held to maturity | 431,000 | 429,000 | 408,000 | 406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,416,000 | 402,526,000 | 391,710,000 | 392,754,000 |
| Interest-bearing deposits | 323,969,000 | 342,242,000 | 334,620,000 | 329,038,000 |
| Noninterest-bearing deposits | 62,447,000 | 60,284,000 | 57,090,000 | 63,716,000 |
| Equity capital | 49,021,000 | 48,401,000 | 50,938,000 | 51,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,090,000 | 25,491,000 | 40,460,000 | 56,943,000 |
| Interest expense | 3,159,000 | 6,578,000 | 10,166,000 | 13,782,000 |
| Net interest income | 8,931,000 | 18,913,000 | 30,294,000 | 43,161,000 |
| Noninterest income | 6,514,000 | 14,225,000 | 22,313,000 | 31,765,000 |
| Noninterest expense | 7,429,000 | 15,554,000 | 24,468,000 | 34,115,000 |
| Provision for loan losses | 5,400,000 | 12,356,000 | 20,095,000 | 30,104,000 |
| Pretax income | 2,616,000 | 5,228,000 | 8,013,000 | 10,676,000 |
| Income tax | 792,000 | 1,577,000 | 2,454,000 | 3,269,000 |
| Net income | 1,824,000 | 3,651,000 | 5,559,000 | 7,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,400,000 | 47,451,000 | 49,360,000 | 49,285,000 |
| Total capital | 51,928,000 | 52,341,000 | 54,288,000 | 54,417,000 |
| Risk-weighted assets | 353,397,000 | 380,533,000 | 383,447,000 | 399,061,000 |