Call reports 2006
CORTRUST BANK NATIONAL ASSOCIATION — 2006
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 428,301,000 | 418,066,000 | 427,052,000 | 445,151,000 |
| Total loans | 308,219,000 | 324,708,000 | 329,200,000 | 338,382,000 |
| Allowance for loan losses | 10,950,000 | 11,272,000 | 11,855,000 | 12,967,000 |
| Securities available for sale | 78,611,000 | 66,384,000 | 76,399,000 | 71,581,000 |
| Securities held to maturity | 527,000 | 503,000 | 483,000 | 457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,764,000 | 345,895,000 | 341,498,000 | 378,464,000 |
| Interest-bearing deposits | 292,061,000 | 290,276,000 | 282,979,000 | 315,523,000 |
| Noninterest-bearing deposits | 61,703,000 | 55,619,000 | 58,519,000 | 62,941,000 |
| Equity capital | 37,070,000 | 37,905,000 | 46,021,000 | 47,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,314,000 | 21,197,000 | 33,068,000 | 45,678,000 |
| Interest expense | 2,432,000 | 5,119,000 | 8,099,000 | 11,144,000 |
| Net interest income | 7,882,000 | 16,078,000 | 24,969,000 | 34,534,000 |
| Noninterest income | 4,999,000 | 11,149,000 | 17,283,000 | 23,393,000 |
| Noninterest expense | 6,302,000 | 13,199,000 | 20,245,000 | 27,731,000 |
| Provision for loan losses | 4,748,000 | 8,776,000 | 13,978,000 | 20,399,000 |
| Pretax income | 1,831,000 | 4,708,000 | 7,485,000 | 9,253,000 |
| Income tax | 551,000 | 1,479,000 | 2,349,000 | 2,793,000 |
| Net income | 1,280,000 | 3,229,000 | 5,136,000 | 6,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,252,000 | 37,284,000 | 44,395,000 | 45,575,000 |
| Total capital | 40,330,000 | 41,600,000 | 48,788,000 | 50,081,000 |
| Risk-weighted assets | 319,372,000 | 337,859,000 | 343,385,000 | 351,275,000 |