Call reports 2005
CORTRUST BANK NATIONAL ASSOCIATION — 2005
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 385,728,000 | 400,346,000 | 407,865,000 | 412,683,000 |
| Total loans | 270,565,000 | 284,616,000 | 299,560,000 | 308,087,000 |
| Allowance for loan losses | 7,210,000 | 7,907,000 | 9,776,000 | 11,154,000 |
| Securities available for sale | 80,718,000 | 81,417,000 | 79,538,000 | 77,619,000 |
| Securities held to maturity | 710,000 | 691,000 | 523,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,822,000 | 332,837,000 | 333,399,000 | 348,547,000 |
| Interest-bearing deposits | 267,770,000 | 275,255,000 | 277,489,000 | 288,621,000 |
| Noninterest-bearing deposits | 56,052,000 | 57,582,000 | 55,910,000 | 59,926,000 |
| Equity capital | 34,928,000 | 35,839,000 | 36,218,000 | 35,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,679,000 | 13,980,000 | 23,165,000 | 33,263,000 |
| Interest expense | 1,554,000 | 3,296,000 | 5,282,000 | 7,527,000 |
| Net interest income | 5,125,000 | 10,684,000 | 17,883,000 | 25,736,000 |
| Noninterest income | 3,030,000 | 6,461,000 | 10,813,000 | 15,588,000 |
| Noninterest expense | 5,009,000 | 10,383,000 | 16,451,000 | 22,686,000 |
| Provision for loan losses | 1,976,000 | 4,327,000 | 8,748,000 | 14,331,000 |
| Pretax income | 1,170,000 | 2,417,000 | 3,479,000 | 4,289,000 |
| Income tax | 323,000 | 666,000 | 956,000 | 1,137,000 |
| Net income | 847,000 | 1,751,000 | 2,523,000 | 3,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,980,000 | 34,229,000 | 35,001,000 | 34,972,000 |
| Total capital | 37,568,000 | 37,985,000 | 38,953,000 | 39,036,000 |
| Risk-weighted assets | 283,416,000 | 296,328,000 | 310,370,000 | 318,043,000 |