Call reports 2002
CORTRUST BANK NATIONAL ASSOCIATION — 2002
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 330,980,000 | 337,208,000 | 344,547,000 | 341,997,000 |
| Total loans | 233,299,000 | 243,838,000 | 244,977,000 | 242,073,000 |
| Allowance for loan losses | 3,133,000 | 3,932,000 | 4,731,000 | 5,538,000 |
| Securities available for sale | 63,836,000 | 59,255,000 | 62,907,000 | 67,652,000 |
| Securities held to maturity | 1,223,000 | 1,459,000 | 1,385,000 | 1,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,062,000 | 288,594,000 | 295,746,000 | 297,378,000 |
| Interest-bearing deposits | 243,483,000 | 242,836,000 | 246,891,000 | 243,348,000 |
| Noninterest-bearing deposits | 47,579,000 | 45,758,000 | 48,855,000 | 54,030,000 |
| Equity capital | 28,393,000 | 29,508,000 | 29,615,000 | 30,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,649,000 | 12,376,000 | 18,656,000 | 24,907,000 |
| Interest expense | 2,345,000 | 4,627,000 | 6,862,000 | 8,830,000 |
| Net interest income | 3,304,000 | 7,749,000 | 11,794,000 | 16,077,000 |
| Noninterest income | 1,696,000 | 3,720,000 | 6,427,000 | 9,397,000 |
| Noninterest expense | 3,338,000 | 7,395,000 | 11,801,000 | 16,405,000 |
| Provision for loan losses | 750,000 | 2,135,000 | 3,566,000 | 4,975,000 |
| Pretax income | 912,000 | 1,944,000 | 2,859,000 | 4,099,000 |
| Income tax | 308,000 | 679,000 | 997,000 | 1,388,000 |
| Net income | 604,000 | 1,265,000 | 1,862,000 | 2,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,258,000 | 27,920,000 | 27,547,000 | 28,081,000 |
| Total capital | 30,547,000 | 31,337,000 | 30,976,000 | 31,466,000 |
| Risk-weighted assets | 238,954,000 | 248,550,000 | 248,680,000 | 244,364,000 |