Call reports 2001
CORTRUST BANK NATIONAL ASSOCIATION — 2001
What CORTRUST BANK NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 320,662,000 | 318,784,000 | 324,559,000 | 335,245,000 |
| Total loans | 227,258,000 | 230,002,000 | 223,996,000 | 236,324,000 |
| Allowance for loan losses | 2,814,000 | 2,859,000 | 3,383,000 | 3,202,000 |
| Securities available for sale | 55,013,000 | 51,959,000 | 57,185,000 | 67,164,000 |
| Securities held to maturity | 1,378,000 | 1,372,000 | 1,307,000 | 1,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,298,000 | 276,560,000 | 283,791,000 | 293,298,000 |
| Interest-bearing deposits | 236,293,000 | 233,135,000 | 237,127,000 | 243,135,000 |
| Noninterest-bearing deposits | 43,005,000 | 43,425,000 | 46,664,000 | 50,163,000 |
| Equity capital | 28,108,000 | 28,797,000 | 28,654,000 | 28,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,253,000 | 12,295,000 | 18,246,000 | 24,175,000 |
| Interest expense | 3,305,000 | 6,390,000 | 9,265,000 | 11,834,000 |
| Net interest income | 2,948,000 | 5,905,000 | 8,981,000 | 12,341,000 |
| Noninterest income | 1,008,000 | 2,065,000 | 3,360,000 | 4,921,000 |
| Noninterest expense | 2,685,000 | 5,527,000 | 8,507,000 | 11,867,000 |
| Provision for loan losses | 228,000 | 453,000 | 1,328,000 | 1,733,000 |
| Pretax income | 1,043,000 | 1,990,000 | 2,506,000 | 3,662,000 |
| Income tax | 357,000 | 676,000 | 899,000 | 1,308,000 |
| Net income | 686,000 | 1,314,000 | 1,607,000 | 2,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,433,000 | 27,097,000 | 26,771,000 | 27,571,000 |
| Total capital | 29,547,000 | 30,256,000 | 29,994,000 | 30,858,000 |
| Risk-weighted assets | 234,838,000 | 238,534,000 | 233,393,000 | 238,718,000 |