Call reports 2006
WAUKEE STATE BANK — 2006
What WAUKEE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 56,709,000 | 54,457,000 |
| Total loans | 33,571,000 | 32,098,000 |
| Allowance for loan losses | 321,000 | 327,000 |
| Securities available for sale | 13,765,000 | 13,641,000 |
| Securities held to maturity | 2,300,000 | 2,158,000 |
| Trading assets | 0 | 0 |
| Total deposits | 44,207,000 | 44,885,000 |
| Interest-bearing deposits | 36,390,000 | 36,979,000 |
| Noninterest-bearing deposits | 7,817,000 | 7,906,000 |
| Equity capital | 5,360,000 | 5,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 772,000 | 1,549,000 |
| Interest expense | 344,000 | 692,000 |
| Net interest income | 428,000 | 857,000 |
| Noninterest income | 82,000 | 171,000 |
| Noninterest expense | 379,000 | 738,000 |
| Provision for loan losses | 7,000 | 12,000 |
| Pretax income | 124,000 | 278,000 |
| Income tax | 38,000 | 89,000 |
| Net income | 86,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 5,562,000 | 5,666,000 |
| Total capital | 5,883,000 | 5,993,000 |
| Risk-weighted assets | 35,296,000 | 34,369,000 |