Call reports 2004
WAUKEE STATE BANK — 2004
What WAUKEE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,256,000 | 55,466,000 | 53,194,000 | 57,268,000 |
| Total loans | 38,042,000 | 37,378,000 | 37,121,000 | 36,783,000 |
| Allowance for loan losses | 480,000 | 440,000 | 440,000 | 415,000 |
| Securities available for sale | 9,225,000 | 11,025,000 | 11,794,000 | 12,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,765,000 | 40,995,000 | 38,553,000 | 42,537,000 |
| Interest-bearing deposits | 36,878,000 | 35,488,000 | 33,614,000 | 37,259,000 |
| Noninterest-bearing deposits | 4,887,000 | 5,507,000 | 4,939,000 | 5,278,000 |
| Equity capital | 4,835,000 | 4,815,000 | 4,979,000 | 5,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,365,000 | 2,043,000 | 2,753,000 |
| Interest expense | 274,000 | 559,000 | 818,000 | 1,076,000 |
| Net interest income | 399,000 | 806,000 | 1,225,000 | 1,677,000 |
| Noninterest income | 79,000 | 166,000 | 258,000 | 330,000 |
| Noninterest expense | 350,000 | 715,000 | 1,103,000 | 1,493,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 135,000 | 249,000 | 379,000 | 513,000 |
| Income tax | 46,000 | 85,000 | 130,000 | 178,000 |
| Net income | 89,000 | 164,000 | 249,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,843,000 | 4,919,000 | 5,004,000 | 5,089,000 |
| Total capital | 5,284,000 | 5,359,000 | 5,447,000 | 5,504,000 |
| Risk-weighted assets | 35,359,000 | 35,955,000 | 35,480,000 | 36,272,000 |