Call reports 2003
WAUKEE STATE BANK — 2003
What WAUKEE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,577,000 | 53,672,000 | 52,839,000 | 51,219,000 |
| Total loans | 40,923,000 | 40,282,000 | 40,189,000 | 39,522,000 |
| Allowance for loan losses | 459,000 | 465,000 | 462,000 | 464,000 |
| Securities available for sale | 8,298,000 | 9,760,000 | 9,498,000 | 8,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,751,000 | 39,716,000 | 38,084,000 | 37,277,000 |
| Interest-bearing deposits | 35,161,000 | 35,164,000 | 33,232,000 | 32,631,000 |
| Noninterest-bearing deposits | 4,590,000 | 4,552,000 | 4,852,000 | 4,646,000 |
| Equity capital | 4,624,000 | 4,791,000 | 4,748,000 | 4,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,520,000 | 2,197,000 | 2,872,000 |
| Interest expense | 375,000 | 745,000 | 1,086,000 | 1,375,000 |
| Net interest income | 378,000 | 775,000 | 1,111,000 | 1,497,000 |
| Noninterest income | 85,000 | 150,000 | 240,000 | 306,000 |
| Noninterest expense | 389,000 | 765,000 | 1,149,000 | 1,518,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 86,000 | 162,000 | 223,000 | 291,000 |
| Income tax | 33,000 | 59,000 | 76,000 | 97,000 |
| Net income | 53,000 | 103,000 | 147,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,614,000 | 4,664,000 | 4,708,000 | 4,755,000 |
| Total capital | 5,056,000 | 5,102,000 | 5,154,000 | 5,189,000 |
| Risk-weighted assets | 35,311,000 | 35,034,000 | 35,624,000 | 34,572,000 |