Call reports 2002
WAUKEE STATE BANK — 2002
What WAUKEE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,464,000 | 51,425,000 | 51,431,000 | 51,767,000 |
| Total loans | 40,369,000 | 39,660,000 | 40,727,000 | 42,537,000 |
| Allowance for loan losses | 433,000 | 455,000 | 449,000 | 443,000 |
| Securities available for sale | 7,188,000 | 8,639,000 | 7,309,000 | 5,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,993,000 | 38,755,000 | 38,646,000 | 38,878,000 |
| Interest-bearing deposits | 36,111,000 | 34,848,000 | 33,454,000 | 34,820,000 |
| Noninterest-bearing deposits | 3,882,000 | 3,907,000 | 5,192,000 | 4,058,000 |
| Equity capital | 4,288,000 | 4,432,000 | 4,539,000 | 4,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,629,000 | 2,457,000 | 3,287,000 |
| Interest expense | 463,000 | 933,000 | 1,379,000 | 1,766,000 |
| Net interest income | 354,000 | 696,000 | 1,078,000 | 1,521,000 |
| Noninterest income | 63,000 | 139,000 | 206,000 | 258,000 |
| Noninterest expense | 323,000 | 650,000 | 1,017,000 | 1,424,000 |
| Provision for loan losses | 29,000 | 54,000 | 79,000 | 98,000 |
| Pretax income | 77,000 | 147,000 | 262,000 | 348,000 |
| Income tax | 0 | 6,000 | 26,000 | 54,000 |
| Net income | 77,000 | 141,000 | 236,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,344,000 | 4,408,000 | 4,503,000 | 4,561,000 |
| Total capital | 4,756,000 | 4,819,000 | 4,927,000 | 4,993,000 |
| Risk-weighted assets | 32,966,000 | 32,868,000 | 33,246,000 | 34,536,000 |