Call reports 2001
WAUKEE STATE BANK — 2001
What WAUKEE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,556,000 | 47,726,000 | 49,493,000 | 50,128,000 |
| Total loans | 36,423,000 | 37,503,000 | 38,544,000 | 38,989,000 |
| Allowance for loan losses | 404,000 | 384,000 | 378,000 | 416,000 |
| Securities available for sale | 3,613,000 | 6,454,000 | 5,125,000 | 7,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,092,000 | 37,151,000 | 38,923,000 | 39,681,000 |
| Interest-bearing deposits | 34,789,000 | 32,973,000 | 34,258,000 | 35,178,000 |
| Noninterest-bearing deposits | 4,303,000 | 4,178,000 | 4,665,000 | 4,503,000 |
| Equity capital | 3,213,000 | 3,258,000 | 3,297,000 | 3,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,737,000 | 2,592,000 | 3,424,000 |
| Interest expense | 560,000 | 1,114,000 | 1,673,000 | 2,210,000 |
| Net interest income | 303,000 | 623,000 | 919,000 | 1,214,000 |
| Noninterest income | 45,000 | 102,000 | 152,000 | 209,000 |
| Noninterest expense | 296,000 | 628,000 | 945,000 | 1,251,000 |
| Provision for loan losses | 15,000 | 30,000 | 52,000 | 90,000 |
| Pretax income | 37,000 | 86,000 | 93,000 | 101,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 37,000 | 85,000 | 92,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,204,000 | 3,254,000 | 3,259,000 | 3,267,000 |
| Total capital | 3,581,000 | 3,638,000 | 3,637,000 | 3,669,000 |
| Risk-weighted assets | 30,374,000 | 30,714,000 | 31,449,000 | 32,176,000 |