Call reports 2003
STATE BANK OF LIMA, THE — 2003
What STATE BANK OF LIMA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,408,000 | 28,553,000 | 26,952,000 | 27,606,000 |
| Total loans | 21,505,000 | 22,255,000 | 22,337,000 | 22,426,000 |
| Allowance for loan losses | 233,000 | 243,000 | 247,000 | 257,000 |
| Securities available for sale | 2,803,000 | 2,349,000 | 2,215,000 | 2,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,685,000 | 25,776,000 | 23,189,000 | 23,893,000 |
| Interest-bearing deposits | 22,270,000 | 23,933,000 | 21,527,000 | 21,700,000 |
| Noninterest-bearing deposits | 1,415,000 | 1,843,000 | 1,662,000 | 2,193,000 |
| Equity capital | 2,294,000 | 2,331,000 | 2,334,000 | 2,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 765,000 | 1,154,000 | 1,536,000 |
| Interest expense | 168,000 | 330,000 | 476,000 | 605,000 |
| Net interest income | 221,000 | 435,000 | 678,000 | 931,000 |
| Noninterest income | 20,000 | 40,000 | 60,000 | 84,000 |
| Noninterest expense | 121,000 | 250,000 | 377,000 | 571,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 111,000 | 207,000 | 334,000 | 417,000 |
| Income tax | 2,000 | 5,000 | 5,000 | -4,000 |
| Net income | 109,000 | 202,000 | 329,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,212,000 | 2,225,000 | 2,252,000 | 2,204,000 |
| Total capital | 2,445,000 | 2,468,000 | 2,499,000 | 2,461,000 |
| Risk-weighted assets | 22,882,000 | 23,922,000 | 23,945,000 | 23,976,000 |