Call reports 2002
COMMUNITY BANK — 2002
What COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,329,000 | 74,704,000 | 74,191,000 | 71,978,000 |
| Total loans | 48,619,000 | 49,411,000 | 50,345,000 | 51,100,000 |
| Allowance for loan losses | 941,000 | 1,001,000 | 1,001,000 | 1,002,000 |
| Securities available for sale | 17,991,000 | 17,713,000 | 15,630,000 | 17,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,433,000 | 64,256,000 | 65,787,000 | 63,074,000 |
| Interest-bearing deposits | 54,954,000 | 57,108,000 | 57,843,000 | 55,565,000 |
| Noninterest-bearing deposits | 6,479,000 | 7,148,000 | 7,944,000 | 7,509,000 |
| Equity capital | 5,460,000 | 6,029,000 | 6,321,000 | 6,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,334,000 | 3,513,000 | 4,653,000 |
| Interest expense | 423,000 | 851,000 | 1,268,000 | 1,634,000 |
| Net interest income | 737,000 | 1,483,000 | 2,245,000 | 3,019,000 |
| Noninterest income | 117,000 | 235,000 | 350,000 | 482,000 |
| Noninterest expense | 407,000 | 820,000 | 1,257,000 | 1,661,000 |
| Provision for loan losses | 574,000 | 634,000 | 634,000 | 659,000 |
| Pretax income | -127,000 | 264,000 | 704,000 | 1,181,000 |
| Income tax | 124,000 | 182,000 | 400,000 | 546,000 |
| Net income | -251,000 | 82,000 | 304,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,521,000 | 5,855,000 | 6,078,000 | 6,411,000 |
| Total capital | 6,097,000 | 6,439,000 | 6,664,000 | 7,000,000 |
| Risk-weighted assets | 45,726,000 | 46,265,000 | 46,473,000 | 46,727,000 |