Call reports 2025
HOMELAND FEDERAL SAVINGS BANK — 2025
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 594,463,000 | 612,303,000 | 624,869,000 | 638,162,000 |
| Total loans | 520,138,000 | 527,264,000 | 544,564,000 | 558,807,000 |
| Allowance for loan losses | 6,191,000 | 5,823,000 | 6,311,000 | 6,821,000 |
| Securities available for sale | 10,811,000 | 12,540,000 | 12,304,000 | 10,853,000 |
| Securities held to maturity | 10,392,000 | 10,226,000 | 10,225,000 | 10,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,541,000 | 531,313,000 | 542,263,000 | 555,560,000 |
| Interest-bearing deposits | 442,855,000 | 480,549,000 | 483,996,000 | 505,494,000 |
| Noninterest-bearing deposits | 71,686,000 | 50,764,000 | 58,267,000 | 50,066,000 |
| Equity capital | 54,758,000 | 55,052,000 | 55,638,000 | 58,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,165,000 | 19,039,000 | 29,195,000 | 39,673,000 |
| Interest expense | 4,239,000 | 8,657,000 | 13,091,000 | 17,529,000 |
| Net interest income | 4,926,000 | 10,382,000 | 16,104,000 | 22,144,000 |
| Noninterest income | 1,101,000 | 1,875,000 | 2,768,000 | 3,503,000 |
| Noninterest expense | 4,146,000 | 8,314,000 | 12,775,000 | 17,135,000 |
| Provision for loan losses | 400,000 | 700,000 | 1,050,000 | 1,800,000 |
| Pretax income | 1,481,000 | 3,243,000 | 5,047,000 | 6,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,481,000 | 3,243,000 | 5,047,000 | 6,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,713,000 | 54,976,000 | 55,530,000 | 58,493,000 |