Call reports 2024
HOMELAND FEDERAL SAVINGS BANK — 2024
What HOMELAND FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 527,223,000 | 541,960,000 | 564,923,000 | 578,937,000 |
| Total loans | 467,092,000 | 486,183,000 | 504,893,000 | 512,234,000 |
| Allowance for loan losses | 7,996,000 | 7,987,000 | 8,081,000 | 6,871,000 |
| Securities available for sale | 13,921,000 | 13,643,000 | 13,656,000 | 10,882,000 |
| Securities held to maturity | 11,034,000 | 10,876,000 | 10,875,000 | 10,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,664,000 | 477,597,000 | 491,432,000 | 506,378,000 |
| Interest-bearing deposits | 400,367,000 | 416,947,000 | 432,128,000 | 446,095,000 |
| Noninterest-bearing deposits | 64,297,000 | 60,650,000 | 59,304,000 | 60,283,000 |
| Equity capital | 48,647,000 | 49,971,000 | 51,822,000 | 52,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,080,000 | 16,388,000 | 25,371,000 | 34,428,000 |
| Interest expense | 3,741,000 | 7,659,000 | 11,962,000 | 16,355,000 |
| Net interest income | 4,339,000 | 8,729,000 | 13,409,000 | 18,073,000 |
| Noninterest income | 537,000 | 1,294,000 | 2,046,000 | 3,040,000 |
| Noninterest expense | 3,604,000 | 7,407,000 | 11,265,000 | 15,150,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 475,000 |
| Pretax income | 1,197,000 | 2,541,000 | 4,115,000 | 5,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,197,000 | 2,541,000 | 4,115,000 | 5,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,741,000 | 50,084,000 | 51,659,000 | 53,032,000 |